Savings
Helping you to live your Dream
Savings

At LCB Finance, we are firm believers that maintaining command of your financial situation and moving forward with your life are both made easier with the support of a solid savings account. You’ll discover that our savings accounts are rewarding in more ways than one, whether you’re seeking for ease of use, a great rate, or just something different you’ll find that our accounts provide a variety of options.

Smart Savings

LCB SMART savings account is a secure and reliable way to manage and grow your money. Whether you are saving for a specific goal or building an emergency fund, this savings account offers numerous advantages that can help you achieve your financial objectives.

 

Key features: –

  • Initial deposit is Rs.1,000.00.
  • Minimum balance of Rs.1,000.00 should be maintained to earn interest .
  • Standing order facility
  • Interest calculated on daily balance and credited monthly.
  • Free SMS notification on every transaction made.

 

Eligibility : –

  • Residents of Sri Lanka over 18 years of age are eligible to apply for the SMART Savings Account.

 

Requirements: –

  • Completion of mandate
  • A copy of Valid National Identity Card (NIC) Driving License
  • KYC Requirement (Know your Customer) / Passport which carries the NIC Number
  • Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document.

 

Saving Rate if Interest
Rate of Interest Per Annul 5%
Rajini Savings Account

LCB Finance is proud to introduce the “RAJINI Savings Account, designed specially for Women and we believe it will serve as a catalyst for women’s financial empowerment, making a positive impact on their lives. We aim to support women in achieving their aspirations, whether it’s saving for their future, starting a business, or realizing their dreams.

 

Key features

  • The interest rates is higher than regular savings accounts to provide added financial benefits.
  • Initial deposit is Rs.1,000.00.
  • Standing order facility
  • Interest calculated on daily balance and credited monthly.
  • Free SMS notification on every transaction made.

 

Eligibility

  • RAJINI savings account can be opened by Sri Lankans females over 18 years of age.

 

Requirements

  • Completion of mandate
  • A copy of Valid National Identity Card (NIC) Driving License
  • KYC Requirement (Know your Customer) / Passport which carries the NIC Number
  • Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document.
Saving Rate if Interest
Per Annum 5.5%
Podiththa Savings Account

Build a future of your child or your grand child with LCB Podiththa Children’s Savings Account. LCB Podiththa Offer inconceivable Benefits as on.

Key features

  • Attractive Rate of Interest
  • Amazing array of benefits with the growth of Account Balance
  • Periodical credits to the via standing orders placed with any financial institution.
  • An attractive gift scheme based on balance in the account.
  • Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.

 

Eligibility

  • Parents and relatives of Kids below 18 years of age are eligible to open an account as parents / guardians by producing the birth Certificate.
  • The minimum Deposit Rs. 1,000/=

 

Requirements

  • A duly filled account opening application
  • Copy of the child’s birth certificate
  • Copy of the national identity card / passport / driver’s license of parent or guardian
  • Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document
Saving Rate if Interest
Rate of interest per Annum 6%
Sihina Ayojana Account

Are you ready to take control of your financial future? Look no further than LCB Finance “SIHINA Ayojana” Account. With this remarkable offering, you can pave the way to a prosperous and secure tomorrow.

KEY Features

  • A monthly savings commitment to reach a targeted amount at the end of agreed period.
  • Attractive interest rate .
  • The payment date of the monthly investment amount will be decided as per the customer’s preference
  • Target amount and period of investment will be chosen by the customer:
  • Period of investment: minimum of 01 year to maximum of 03 Years
  • Account holder can deposit money into their savings accounts on a daily basis and then transfer the accumulated funds to their SIHINA Ayojana accounts.

 

Eligibility

  • Residents of Sri Lanka over 18 years of age are eligible to apply for the SIHINA “Ayojana Account”.

 

Requirements

  • Completion of mandate
  • A copy of Valid National Identity Card (NIC) Driving License
  • KYC Requirement (Know your Customer) / Passport which carries the NIC Number
  • Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document.

 

Schedule

Monthly Deposit Amount (Rs.) Maturity period – 1Yr Maturity period – 2Yr Maturity period – 3Yr Maturity period – 4Yr Maturity period – 5Yr
1000 13,021 28,135 45,679 66,044 89,682
1500 19,532 42,203 68,519 99,066 134,523
2000 26,042 56,271 91,359 132,087 179,363
2500 32,553 70,339 114,199 165,109 224,204
3000 39,063 84,406 137,038 198,131 269,045
3500 45,574 98,474 159,878 231,153 313,886
4000 52,084 112,542 182,718 264,175 358,727
4500 58,595 126,609 205,557 297,197 403,568
5000 65,106 140,677 228,397 330,219 448,409

Assumption
*Monthly Deposit amount is occurred in the beginning of every month