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We are pleased to announce that our Branch at Rathgama has been moved to our own premises at No. 63...     Read more

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Company Introductions
WELCOME TO LCB FINANCE PLC

Day in and day out, we power the dreams of millions of consumers and businesses, irrespective of religion, race, or region. LCB Finance can capture the essence of your business and recognize and support customers throughout times of rapid change. We provide exceptional solutions and outstanding customer experiences for low-income families to increase their income level and self-employment opportunities. Our strategy is to discover and categorize micro, small, and medium-sized enterprises (SMEs) depending on their resources. For example, our organization will provide a credit facility to help small businesses move from the micro to the medium scale.

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Indicator Amounts Rs. '000
Net Profit for the Period (PAT) 162,771
Net Interest Income 604,615
Total Assets 5,877,500
Total Earning Assets 4,989,916
Total Net Loans and Advances 4,180,232
Liquid Assets Ratio 22.53%
Capital Fund 2,796,190
Risk weighted Capital Adequacy Ratio 45.15%
Be investment confident
LCB Financial Highlights

Lanka Credit and Business Finance PLC known as LCB Finance is a fully fledged emerging financial institute in non-banking financial Institution
(NBFI) Sector with approval of Central Bank Sri Lanka. We serve more than
51,500 customers across country with network of 15 branches. Our Financial Performance at a Glance as at 31/03/2023

Door-to-Door Service: Bringing Convenience to Your Doorstep
Promotions

Our Door-to-door service saves you time and effort. Customers no longer need to take time off from work or travel to our branches to complete transactions. Instead, they can simply schedule an appointment with the bank representative and have their transactions completed at their doorstep.

Years Of
Industry Experience
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Islandwide
Branch Network
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Total
Asset Base
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Number Of
Employees
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Stay Compliant and Protected
Legal Requirements

LCB Finance PLC adopts a strong compliance framework as we prioritize the protection of the investments of our valuable customers. Our regulatory overview attests to the unshakable confidence our customers have endowed in us.

Chamber Holiday Calendar
Core Values and Success
Customer Focus
Collaboration
Integrity
Compliance
Transparency
Excellence
Awards
Certifications
Real Stories, Real Results
Customers Testimonials

As the owner of Raptas Super, I do my business work happily with my staff as we provide excellent service to the community in the Pallewewa area.
The majority of businesses were severely affected by financial difficulties after the first wave of Covid 19. I got to know about LCB Finance during this period. They supported me immensely to realize my dream.

Mr. Hasintha

Galle Co-Op Hospital is a hospital located in the Southern province and is dedicated to patients suffering from heart problems.
Around 1300 heart surgeries have been performed in the heart and lungs unit, which was built with an expenditure of Rs. 300,000,000. The financial support provided by LCB for this project was indeed an excellent contribution to the patients suffering from heart problems in the Southern province.

Mr. Gamage

I wish you all a good time! I am the President of Thirawala Sanasa Samithiya. The last two years were a difficult period for everyone. Our members were focused on agriculture during that period. We started vegetable and fruit cultivation using new technologies and LCB helped us immensely in our activities. In fact, they provided loan facilities for our farmers. We believe that LCB will help us in the future to uplift the economic stability of our farmers.

Mr. Leelananda, the Chief Executive of LCB, gives enormous support to various projects carried out by associations. We strive to expand projects by introducing this service to other associations. Being with us, LCB contributes immensely to these projects. The Chief Executive of LCB has promised us that the company will assist us in our future projects.

President of Thirawala Sanasa Samithiya
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