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info@lcbfinance.lk 
Helping you to live your Dream
Savings
At LCB Finance, we are firm believers that maintaining command of your financial situation and moving forward with your life are both made easier with the support of a solid savings account. You’ll discover that our savings accounts are rewarding in more ways than one, whether you’re seeking for ease of use, a great rate, or just something different you’ll find that our accounts provide a variety of options.
Smart Savings
LCB SMART savings account is a secure and reliable way to manage and grow your money. Whether you are saving for a specific goal or building an emergency fund, this savings account offers numerous advantages that can help you achieve your financial objectives.
Key features: –
- Initial deposit is Rs.1,000.00.
- Minimum balance of Rs.1,000.00 should be maintained to earn interest .
- Standing order facility
- Interest calculated on daily balance and credited monthly.
- Free SMS notification on every transaction made.
Eligibility : –
- Residents of Sri Lanka over 18 years of age are eligible to apply for the SMART Savings Account.
Requirements: –
- Completion of mandate
- A copy of Valid National Identity Card (NIC) Driving License
- KYC Requirement (Know your Customer) / Passport which carries the NIC Number
- Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document.
| Saving | Rate if Interest |
|---|---|
| Rate of Interest Per Annul | 5% |
How to open an account -
Rajini Savings Account
LCB Finance is proud to introduce the “RAJINI Savings Account, designed specially for Women and we believe it will serve as a catalyst for women’s financial empowerment, making a positive impact on their lives. We aim to support women in achieving their aspirations, whether it’s saving for their future, starting a business, or realizing their dreams.
Key features
- The interest rates is higher than regular savings accounts to provide added financial benefits.
- Initial deposit is Rs.1,000.00.
- Standing order facility
- Interest calculated on daily balance and credited monthly.
- Free SMS notification on every transaction made.
Eligibility
- RAJINI savings account can be opened by Sri Lankans females over 18 years of age.
Requirements
- Completion of mandate
- A copy of Valid National Identity Card (NIC) Driving License
- KYC Requirement (Know your Customer) / Passport which carries the NIC Number
- Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document.
| Saving | Rate if Interest |
|---|---|
| Per Annum | 5.5% |
How to open an account -
Podiththa Savings Account
Build a future of your child or your grand child with LCB Podiththa Children’s Savings Account. LCB Podiththa Offer inconceivable Benefits as on.
Key features
- Attractive Rate of Interest
- Amazing array of benefits with the growth of Account Balance
- Periodical credits to the via standing orders placed with any financial institution.
- An attractive gift scheme based on balance in the account.
- Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.
Eligibility
- Parents and relatives of Kids below 18 years of age are eligible to open an account as parents / guardians by producing the birth Certificate.
- The minimum Deposit Rs. 1,000/=
Requirements
- A duly filled account opening application
- Copy of the child’s birth certificate
- Copy of the national identity card / passport / driver’s license of parent or guardian
- Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document
| Saving | Rate if Interest |
|---|---|
| Rate of interest per Annum | 6% |
How to open an account -
Sihina Ayojana Account
Are you ready to take control of your financial future? Look no further than LCB Finance “SIHINA Ayojana” Account. With this remarkable offering, you can pave the way to a prosperous and secure tomorrow.
KEY Features
- A monthly savings commitment to reach a targeted amount at the end of agreed period.
- Attractive interest rate .
- The payment date of the monthly investment amount will be decided as per the customer’s preference
- Target amount and period of investment will be chosen by the customer:
- Period of investment: minimum of 01 year to maximum of 03 Years
- Account holder can deposit money into their savings accounts on a daily basis and then transfer the accumulated funds to their SIHINA Ayojana accounts.
Eligibility
- Residents of Sri Lanka over 18 years of age are eligible to apply for the SIHINA “Ayojana Account”.
Requirements
- Completion of mandate
- A copy of Valid National Identity Card (NIC) Driving License
- KYC Requirement (Know your Customer) / Passport which carries the NIC Number
- Address verification document (i.e. copy of fixed utility bill, bank statement, etc) if current postal address differs from the national identity card or identification document.
Schedule
| Monthly Deposit Amount (Rs.) | Maturity period – 1Yr | Maturity period – 2Yr | Maturity period – 3Yr | Maturity period – 4Yr | Maturity period – 5Yr |
|---|---|---|---|---|---|
| 1000 | 13,021 | 28,135 | 45,679 | 66,044 | 89,682 |
| 1500 | 19,532 | 42,203 | 68,519 | 99,066 | 134,523 |
| 2000 | 26,042 | 56,271 | 91,359 | 132,087 | 179,363 |
| 2500 | 32,553 | 70,339 | 114,199 | 165,109 | 224,204 |
| 3000 | 39,063 | 84,406 | 137,038 | 198,131 | 269,045 |
| 3500 | 45,574 | 98,474 | 159,878 | 231,153 | 313,886 |
| 4000 | 52,084 | 112,542 | 182,718 | 264,175 | 358,727 |
| 4500 | 58,595 | 126,609 | 205,557 | 297,197 | 403,568 |
| 5000 | 65,106 | 140,677 | 228,397 | 330,219 | 448,409 |
Assumption
*Monthly Deposit amount is occurred in the beginning of every month
How to open an account -
