Loans
A better way of financial freedom
Loans

Our approach to financing has always been and will continue to be personal. We’ve assisted thousands of businesses and individuals around the country, and we recognize that each client is special. You could be renovating your home, purchasing a new vehicle, or consolidating debts. Whatever your goals are, we’ll have low-interest loan options to help you get there.

LCB Business Loan

For Working capital requirements / Capital expenditure /Investment purpose /Expansion of a business by way of increasing the business volumes /Seasonal requirements to purchase additional stock

 

Eligibility

  • Sri Lankan Nationals over 18 years of age holding a valid National Identity Card / Valid passport
  • Any Individuals, sole proprietorships, Partnerships, Limited liability companies who are engaged in manufacturing, services, trading oriented businesses with an adequate repayment capacity is eligible to apply for a LCBF Business loan.

 

Benefits

  • Flexible repayment period according the business cash flows
  • Faster approval process
  • Maximum support in fulfilling legal and other formalities 
  • Immovable or Movable asset will be considered as a collateral
  • Reasonable Interest rates according to market conditions
LCB Housing Loan

Facilities provides to purchase a Dwelling House , Construction a House for a residential purpose, Purchase a Bare Land for Housing Purpose , Renovation of the existing house

 

Eligibility

  • Sri Lankan Nationals over 18 years of age holding a valid National Identity Card / Valid passport
  • Any entrepreneur / Salaried employees / Professionals with Sound repayment capacity

 

Benefits

  • Flexible repayment methods
  • Maximum support in fulfilling legal and other formalities
  • Faster approval process
LCB Education Loan

Education Loan has been especially designed to assist students and professionals who seek financial assistance for their higher educational purposes.

 

Eligibility

  • Sri Lankan Nationals over 18 years of age holding a valid National Identity Card / Valid passport
  • Any Individuals, Professionals , or any other person with an adequate repayment capacity is eligible to apply for a LCBF Education loan.

 

Benefits

  • Faster approval process
  • Reasonable Interest rates according to market conditions
  • Flexible repayment period
  • Maximum support in fulfilling legal and other formalities
  • Immovable or Movable asset will be considered as a collateral
LCB “ලියශක්ති”

“ලියශක්ති” facility will permit to empower the “Women” in the society for the following purposes

  • To finance their Working Capital requirement for Existing and New business
  • To purchase equipment / Vehicles to their business
  • To Expand the existing business

 

Eligibility

  • Sri Lankan Nationals over 18 years of age  holding a valid National Identity Card / Valid passport
  • Women who are involving in Agriculture Dairy Farming, Horticulture and Other areas.
  • Women who are involved in Ecommerce and sustainable energy related industries
  • New potential businesses carried out by Females and Self – employed females with an adequate repayment capacity.

 

What are the Benefits?

  • Faster approval process
  • Flexible repayment  period
  • Maximum support in fulfilling legal and other formalities
  • Immovable or Movable asset will be considered as a collateral
  • No hidden charges
  • Very attractive and competitive rates compare to the prevailing market rates.
LCB Renovation Loan

Build a future of your child or your grand child with LCB Podiththa Children’s Savings Account. LCB Podiththa Offer inconceivable Benefits as on,

 

  • Attractive Rate of Interest
  • Amazing array of benefits with the growth of Account Balance
  • Periodical credits to the via standing orders placed with any financial institution.
  • Withdrawals Permitted at the discretion of the company to meet educational and medical needs of the child.

 

Eligibility

  • Parents and relatives of Kids below 16 years of age are eligible to open an account as parents / guardians by producing the birth Certificate.
  • The minimum Deposit Rs. 500/=